Privacy Policy

Effective Date: [Insert Date]

1. Introduction

Welcome to PassiveIn ("PassiveIn", "we", "our", "us"). PassiveIn is a Wealth-Tech startup that helps individuals explore and understand Cash-Flow–First investment opportunities through technology, tools, and educational resources.

Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you:

• Access our website or online platforms
• Create an account
• Use our tools, resources, or communication channels
• Participate in community features, forms, or inquiries

By engaging with PassiveIn, you acknowledge and agree to the practices described in this policy.

2. Information We Collect

A. Personal Identification Data

• Name
• Date of Birth
• Nationality
• Gender (optional)

B. Contact Information

• Email Address
• Mobile Number
• Residential City/Location

C. User Profile & Platform Usage Data

• General investment interests
• Experience level (beginner/intermediate/advanced)
• Survey responses (optional)
• Platform behaviour, activity logs, and feature usage

D. Technical & Device Information

• IP address
• Browser type
• Device information
• Cookies and analytics data

E. Communication Records

• Emails with our support team
• Chat conversations (if applicable)
• Submitted forms or feedback

We do not request or store bank account details, confidential financial account access, or sensitive biometric data unless required for identity verification and compliance purposes in future stages.

3. Why We Collect Your Information

• To create and manage user accounts
• To improve user experience, platform functionality, and performance
• To share updates, resources, or platform-related communications
• To personalise platform content (non-advisory)
• For analytics, security, and operational optimisation
• To comply with legal, safety, or regulatory requirements (if applicable now or later)

We do not use your information to generate personalised advice, investment recommendations, or automated suitability assessments.

4. Legal Basis for Processing Information

• User consent
• Platform usage necessity
• Legitimate business interest
• Legal compliance obligations (if applicable)

5. Information Sharing & Third-Party Access

We may share limited data with trusted third parties, including:

• Cloud storage & hosting providers
• Technology and security vendors
• Analytics and communication platforms
• Regulatory bodies (only if legally required)

We do not sell or commercially trade user data. All third-party access is governed by confidentiality and data protection agreements.

6. Data Security

• Encryption
• Limited and role-based access
• Monitoring and firewall protection
• Secure login and authentication protocols

Although we take strong protective measures, no online system guarantees 100% security.

7. Cookies & Tracking Technologies

We may use cookies and similar tools to:

• Improve website performance
• Analyse usage patterns
• Remember user preferences
• Enhance user experience

You may disable cookies in your browser settings, though some features may become limited.

8. Data Retention

We retain your information only as long as necessary for:

• Platform access
• Compliance obligations
• Operational requirements

After retention expiry, data is securely deleted or anonymised.

9. Your Rights

Depending on your jurisdiction, you may request:

• Access to your stored data
• Correction of inaccuracies
• Deletion of your account (where legally possible)
• Withdrawal of marketing consent
• Restriction or portability of your data

All such requests can be submitted via the contact details below.

10. Marketing & Communication Preferences

We may send newsletters, platform updates, and general financial educational content. You may opt-out anytime using:

• Unsubscribe links
• Account settings (if enabled)
• Written request

11. Updates to This Privacy Policy

We may modify this Privacy Policy as PassiveIn evolves. Updates will be communicated through the platform or email. Continued use signifies acceptance of revised terms.

12. Contact Us

Email: passiveinwealth@gmail.com
Phone: +91 9037473727